Rural Telephone Finance Cooperative ("RTFC") provides information through public websites and enables secure online account access through RTFC's private websites that require authentication. The RTFC private websites that require authentication shall be known as the “Restricted Sites” and refer to those portions of our websites that are secure, non-public and accessible only after a user has registered and been authorized by RTFC. A user is authorized by RTFC only if the individual is (i) an employee, board member or authorized agent of a RTFC member, associate or affiliate, or (ii) an individual employed by a non-member organization granted access by RTFC for a particular purpose; but such authority shall be limited to only those portions of the Restricted Sites that RTFC authorizes the user to access. Under no circumstances will any individual employed by or affiliated with a direct or indirect competitor of RTFC be considered an authorized user of the Restricted Sites. The Restricted Sites, together with the portions of RTFC’s websites that are available to the general public without the need to be an authorized user, are collectively referred to as the “RTFC Websites”.
The information, data, text, software, source code, photographs, images, graphics, multi-media content, organization, layout, design, materials, documents, spreadsheets, financial models, formulas and other content (the “Content”) contained on or provided through the RTFC Websites are proprietary and/or confidential information of RTFC, its affiliates, and their third party licensors and is protected by applicable intellectual property and other laws. You may view and download Content from the RTFC Websites according to your authorized account permissions and use such materials and content solely for your internal business purposes or as otherwise permitted by RTFC in writing, provided that you (i) keep all copyright and other proprietary notices intact, and (ii) do not (and do not allow any third party to) copy, modify, distribute, transmit, reproduce, display, publish, license, create derivative works from, sell, lease, or otherwise exploit Content for commercial purposes.
By transmitting content to RTFC or the RTFC Website, you grant RTFC a perpetual, irrevocable, worldwide, royalty-free, sublicensable license to use, reproduce, cache, modify, distribute, and transmit such content for purposes related to the RTFC Websites or RTFC’s business purposes, and waive any publicity rights in such content.
You represent and warrant that (a) you own or have the full right, power and authority to grant to RTFC use of and rights in and to all content you submit to RTFC, (b) your license of such content to RTFC does not, and the use of such content by RTFC will not infringe any right or interest owned or possessed by any third party, and (c) there are no claims or judgements relating to such content.
Online User Account Security and Passwords
Authorized Users of the Restricted Sites are provided access to available online data according to their authorized account permissions, by way of an online subscriber identification name, or User ID, and a password selected by the User. You agree that, by using a User ID and password to access the Restricted Sites, that RTFC may use the User ID and passcode as a means to authenticate your identity for purposes of using the Restricted Sites. RTFC is under no obligation to confirm the actual identity or authority of any party accessing the Restricted Sites using your User ID and password. Users agree to keep these passwords private and further agree to refrain from sharing the passwords with any other person or allowing any other person to log onto or use the Restricted Sites. Passwords must be kept secure and should not be revealed over the phone, in an unencrypted e-mail message or in writing and should not be stored on a portable data storage device, such as a laptop, flash drive, tablet or mobile phone. You are solely responsible for any unauthorized use of your User ID and password.
Access to Other Online User Accounts
Each User's access to the Restricted Sites is limited to that portion of such RTFC Websites for which the User has authorized account permissions. If any User obtains unauthorized access to Content that it knows, or reasonably should know, to be outside the area of its authorization, whether accessed through inadvertent or other means, the User shall immediately exit the area and is prohibited from saving or storing, maintaining or making any use of, printing, sending, sharing, publishing or otherwise disseminating any data or information so accessed.
Products & Services
Display of a product or service offering on the RTFC Websites is not a guarantee that the product or service offering is currently available, is available under the terms or conditions set forth on the RTFC Websites, or that it will be available on the RTFC Websites when you visit again. Any description or reference to non-RTFC products or services in the RTFC Websites is for informational purposes only and shall not constitute an endorsement or a recommendation of such products or services by RTFC.
The RTFC Websites contain trademarks of RTFC and its third party licensors. Unauthorized use of any RTFC or third party trademarks, service marks or logos may be a violation of federal and state trademark laws. You must obtain RTFC’s written permission prior to using any trademark or service mark of RTFC. RTFC and/or its licensors own all intellectual property rights in the RTFC Websites, except as otherwise expressly indicated. The RTFC Websites are protected by U.S. and international copyright laws.
Procedure for Making Notification of Claims of Copyright Infringement
If you believe that your work has been copied and is available on the RTFC Websites in a way that constitutes copyright infringement, you may notify RTFC according to the notice requirements of the Digital Millennium Copyright Act and any other applicable law. Pursuant to 17 U.S.C. Section 512, RTFC’s registered agent under the Digital Millennium Copyright Act can be reached as follows: by mail to Legal Department (attn: General Counsel), National Rural Utilities Cooperative Finance Corporation, 20701 Cooperative Way, Dulles, VA 20166; or by e-mail to LegalCompliance@nrucfc.coop.
The RTFC Websites may contain links and pointers to the websites of third parties as a convenience to our Users. RTFC does not operate or control, and does not necessarily endorse or recommend these sites, their operators or content. RTFC is not responsible or liable for the availability of such third-party sites, their content, or anything obtained through such third-party sites. Different terms and conditions may apply to your use of any linked websites. It is your responsibility to review any such terms and conditions in connection with your use of any such websites.
The RTFC Websites are operated by RTFC from the United States of America. RTFC makes no representation that the information in the RTFC Websites is appropriate or available for use in other locations, and access to the RTFC Websites from territories where the content may be illegal is prohibited. Those who choose to access the RTFC Websites from other locations do so on their own initiative and are responsible for compliance with applicable local laws. The products and services provided through the RTFC Websites may not be exported or re-exported into (or to a national or resident of) any country to which the United States embargoes goods, or to anyone on the U.S. Treasury Department’s list of Specifically Designated National or the U.S. Commerce Department’s Table of Denial Orders.
DISCLAIMERS, LIABILITY WAIVERS, LIMITATION OF DAMAGES, AND INDEMNITY
RTFC IS NOT RESPONSIBLE FOR THE COMPLETENESS, TIMELINESS, ACCURACY OR AVAILABILITY OF ANY INFORMATION TRANSMITTED, GENERATED OR MADE AVAILABLE VIA THE RTFC WEBSITES (THE "INFORMATION"), NOR FOR ANY DECISIONS OR ACTIONS THAT YOU MIGHT TAKE BASED ON INFORMATION. THE USE OF INFORMATION, OR RELIANCE ON IT, IS ENTIRELY AT YOUR OWN RISK. ANY SUCH INFORMATION IS FOR INFORMATIONAL PURPOSES ONLY AND DOES NOT CONSTITUTE EXPERT, PROFESSIONAL, FINANCIAL OR LEGAL ADVICE OR OPINION. THE RTFC WEBSITES AND ALL INFORMATION, PRODUCTS AND SERVICES AVAILABLE THROUGH THE RTFC WEBSITES ARE PROVIDED TO YOU ON AN "AS IS" AND “AS AVAILABLE” BASIS WITHOUT WARRANTY OF ANY KIND, EITHER EXPRESS OR IMPLIED, INCLUDING BUT NOT LIMITED TO THE IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, NON-INFRINGEMENT, DATA ACCURACY, AND QUIET ENJOYMENT. RTFC DISCLAIMS AND DOES NOT WARRANT THE OPERATION, PERFORMANCE, SAFETY OR SECURITY OF THE RTFC WEBSITES.
RTFC MAY TERMINATE, FOR ANY REASON, TEMPORARILY OR PERMANENTLY, IN WHOLE OR IN PART AND WITHOUT PRIOR NOTICE, THE RTFC WEBSITES, ANY FEATURE OF THE RTFC WEBSITES, OR YOUR ACCESS TO THEM. RTFC SHALL NOT BE LIABLE TO YOU OR TO ANY THIRD PARTY FOR ANY MODIFICATION, SUSPENSION OR DISCONTINUANCE OF THE RTFC WEBSITES.
RTFC SHALL NOT BE LIABLE FOR ANY LOSS OR DAMAGES ARISING OUT OF OR IN CONNECTION WITH THE USE OR PERFORMANCE OF THE RTFC WEBSITES OR ANY INFORMATION, MATERIALS, PRODUCTS OR SERVICES OBTAINED OR PROVIDED VIA THE RTFC WEBSITES, INCLUDING ANY SPECIAL, INDIRECT, INCIDENTAL, PUNITIVE, OR CONSEQUENTIAL DAMAGES OR ANY OTHER DAMAGES RESULTING FROM LOSS OF USE, LOSS OF DATA, OR LOSS OF PROFITS, WHETHER OR NOT ADVISED OF THE POSSIBILITY OF SUCH LOSS OR DAMAGE, UNDER ANY THEORY OF LIABILITY, ARISING OUT OF OR IN CONNECTION WITH THE USE OR PERFORMANCE OF THE RTFC WEBSITES, THE INFORMATION CONTAINED IN THE RTFC WEBSITES OR INFORMATION OBTAINED BY THE USER FROM ANY HYPERLINKS TO DOCUMENTS LOCATED WITHIN AND WITHOUT THE RTFC WEBSITES.
Some jurisdictions do not allow exclusions of liability for certain types of damages. Accordingly, some of the above limitations may not apply to you to the extent prohibited by law. In such cases, RTFC’s liability will be limited to the fullest extent permitted by applicable law.